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What are the liabilities of banks towards their depositors and how to manage those liabilities without breaking the trust of depositors? Loan Default: A Critical Assessment of the Impact of Loan Defaults on the Profitability of Banks. These papers are intended to be used for reference and research purposes only. A sample dissertation for thesis topics in banking. This is where the villains identity come close to the question of style. A List of 25 Great Dissertation Topics Related to Banking. Online currencies like Bitcoin brought changes in the concept of fiat currencies. What is the ratio of money that a bank cannot invest and need to secure it as the cash reserve ratio, also throw light upon its importance? No more searching the net or asking around for your topic ideas. The impact of online banking on overall increases in the rates of people opening up new accounts. 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