Use our comparison tool to find the best and cheapest rate for you in Texas. That means Texasâs car insurance ⦠Our data shows that Travelers is the cheapest car insurance in Texas at $515 for a 6-month policy or $86/month. Drivers in Texas who donât have good credit can save about $1,665 by comparing car insurance ⦠Our sample base driver in Texas pays about $10 more per month for car insurance ⦠Auto insurance quotes for Texas drivers with bad credit. Cheapest Car Insurance Companies in Texas for Drivers With Bad Credit Many insurance companies note an increase in claims among people with poor credit scores. In fact, it was a 2003 University of Texas ⦠Texas has the second highest number of licensed drivers, only behind California. As of 2010, there were over 15,157,000 licensed drivers in the state. Cheapest Car Insurance in Texas in 2020 (from $39/month) Wednesday, January 15 2020 By Lee Prindle . If you need SR-22 insurance to demonstrate financial responsibility compliance, have questions about the penalties for non-compliance, or would like more information about other insurance products in addition to our car insurance in Texas, please explore our offerings under the insurance ⦠Texas Car Insurance FAQs Who has the cheapest car insurance in Texas? Texas is the 38th most expensive state for car insurance out of all 50 states and Washington D.C., according to QuoteWizard research. The cheapest rate, on average, for those with bad credit was from State Farm, followed by Progressive, among those surveyed by Insurance.com.